{"id":276,"date":"2021-11-10T19:09:00","date_gmt":"2021-11-10T19:09:00","guid":{"rendered":"https:\/\/www.canyoncreekfamilydentistry.com\/blog\/?p=276"},"modified":"2021-12-23T19:11:20","modified_gmt":"2021-12-23T19:11:20","slug":"5-easy-ways-to-maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.canyoncreekfamilydentistry.com\/blog\/2021\/11\/10\/5-easy-ways-to-maximize-dental-insurance-benefits\/","title":{"rendered":"5 Easy Ways to Maximize Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.canyoncreekfamilydentistry.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_455055114__1640286505_42415.jpg\" alt=\"older woman smiling\" class=\"wp-image-277\" width=\"301\" height=\"201\" srcset=\"https:\/\/www.canyoncreekfamilydentistry.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_455055114__1640286505_42415.jpg 800w, https:\/\/www.canyoncreekfamilydentistry.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_455055114__1640286505_42415-300x200.jpg 300w, https:\/\/www.canyoncreekfamilydentistry.com\/blog\/wp-content\/uploads\/2021\/12\/AdobeStock_455055114__1640286505_42415-768x512.jpg 768w\" sizes=\"auto, (max-width: 301px) 100vw, 301px\" \/><\/figure><\/div>\n\n\n\n<p>The end of the year is approaching quickly, which means your dental insurance benefits may be expiring soon. Because it\u2019s a monthly investment, it only makes sense that you\u2019d want to make the most of it while you can. Doing so will not help you save money, but enjoy a healthy smile as well. If you\u2019re not sure how to maximize dental insurance benefits, don\u2019t worry \u2013 we\u2019ve got you covered. A dentist in Richardson shares a few ways you can do just that. &nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t Neglect Preventive Dental Care<\/h2>\n\n\n\n<p>Visiting your dentist every six months for a checkup and cleaning is crucial for maintaining good oral health. These preventive visits allow them to prevent, detect, or treat dental problems before they turn into complications. As a result, you can avoid needing more expensive and complex treatments down the line. And the good news? Since preventive dentistry is essential for a healthy smile, most <a href=\"https:\/\/www.canyoncreekfamilydentistry.com\/dental-insurance.html\">dental insurance<\/a> plans will cover services like oral exams, teeth cleanings, and routine X-rays at little or no cost to you! &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get Your Restorative Treatment Before the Year Ends<\/h2>\n\n\n\n<p>Every dental insurance plan is unique, meaning they each offer different levels of coverage for different services. While most cover preventive dental care at 100%, restorative treatments like fillings may only be covered at 70-80%. If you allow a cavity to go untreated for too long, you\u2019ll need to undergo a more extensive service like a root canal or crown \u2013 both of which your insurance may only cover as little as 40-50% of the cost. That said, it\u2019s best to schedule restorative treatments as soon as possible to reduce your out-of-pocket expenses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Find Out When Your Benefits Expire<\/h2>\n\n\n\n<p>Most dental insurance plans tend to operate on a calendar-year basis. At the beginning of every year, you\u2019re given an annual maximum, which is the most your plan will pay for approved treatments throughout the year. Any benefits left unused by December 31<sup>st<\/sup> will disappear and won\u2019t roll over into the new year. If you have any outstanding dental work, now\u2019s a good time to schedule it before your policy expires.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule Major Procedures in Advance<\/h2>\n\n\n\n<p>It may come as no surprise that major procedures can take multiple appointments to complete. If you need dental work that exceeds your annual maximum, ask your dental team if you can schedule part of it this year and the rest the next. With this strategy, you can use two annual maximums instead of one and significantly reduce your out-of-pocket costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Use Your Flexible Spending Account (FSA) Dollars<\/h2>\n\n\n\n<p>In addition to their dental insurance policy, some people have a flexible spending account (FSA). The account allows you to set aside tax-free money for medical and dental expenses. Since most funds expire at the end of the year, it\u2019s a good idea to put them towards necessary treatments before they\u2019re gone.<\/p>\n\n\n\n<p>There\u2019s still time to maximize your dental insurance benefits. By following the tips outlined above, you can walk into the new year with a healthier smile and a thicker wallet!<\/p>\n\n\n\n<p><strong>About the Practice<\/strong><\/p>\n\n\n\n<p>At Canyon Creek Family Dentistry of Richardson, we offer comprehensive services using the latest dental technology and materials. Our highly skilled and dedicated team is passionate about helping patients achieve their happiest, healthiest smiles. If you have any questions about your dental insurance, we\u2019re more than happy to help. Visit our <a href=\"https:\/\/www.canyoncreekfamilydentistry.com\/contact-us.html\">website<\/a> or call <strong>(972) 644-3800 <\/strong>to speak with a member of our team.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The end of the year is approaching quickly, which means your dental insurance benefits may be expiring soon. Because it\u2019s a monthly investment, it only makes sense that you\u2019d want to make the most of it while you can. Doing so will not help you save money, but enjoy a healthy smile as well. If [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-276","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Easy Ways to Maximize Dental Insurance Benefits<\/title>\n<meta name=\"description\" content=\"The end of the year is coming up, meaning your benefits may be expiring soon. 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