United Healthcare Dentist – Richardson, TX
How You Can Get the Most Out of Your United Healthcare Plan
Seeking regular preventive services can mean the difference between a healthy, cavity-free smile and one that is plagued by decay, gum disease, and even tooth loss. At Canyon Creek Family Dentistry, we want all of our patients to experience freedom from oral pain and damage, which is why we believe in keeping our services affordable. However, making this possible often requires patient to use their dental insurance. As a United Healthcare dentist in Richardson, we work closely with various companies to keep our fees low so that high-quality oral healthcare is within reach for every budget. If you have questions about using your plan during your next visit, call us today.
United Healthcare Coverage Availability & Fees
With a United Healthcare dental insurance policy, you will discover that the benefits vary depending on the type of plan you choose. Generally, there are three types that include PPO, HMO, or a dental indemnity plan, which is a fee-for-service plan.
Knowing which one you prefer is important and can only be determined by reviewing each before enrolling.
Most United Healthcare plans, though, offer 100% coverage for preventive services. This means routine cleanings and exams, as well as fluoride treatment for those under the age of 16, are covered. Basic and major restorative services will require some out-of-pocket costs; however, they’ll likely be covered anywhere from 50-80% of the total cost. Typical restorative treatments can include dental fillings, dental crowns, root canals, emergency dental care, etc.
There may be waiting periods for certain services, and you will be required to meet your annual deductible before your insurance company will pay more for treatment.
Our team will do everything we can to make sure your out-of-pocket costs will remain as low as possible, so if you need complex or lengthy forms of treatment, we may be able to spread out your timeline across calendar years. This not only allows you to take advantage of your existing annual maximum but also use what is provided in the following year, so you pay less over time.
Meet Anita
As the head of the claims department at Canyon Creek Family Dentistry, Anita works closely with patients to identify ways to avoid high out-of-pocket costs associated with treatment. When using dental insurance in Richardson to pay for care, she and our team will find ways to maximize your benefits and help you save from beginning to end. Anita will take care of filing all the necessary paperwork and claims, as well as working on your behalf to ensure you receive the coverage you need.